Kosh operates across multiple countries through a network of licensed and regulated partners. Each partner is responsible for a specific part of the compliance and payment infrastructure, ensuring every transaction is secure and meets local regulatory requirements.
Our partners
Bridge — a licensed Money Services Business (MSB) under FinCEN in the United States. Powers USD virtual bank accounts and US payment rails including ACH and Wire.
Mesta — a global payment provider supporting international payouts, AML screening, transaction monitoring, and sanctions compliance across supported corridors.
Align — a payment and banking infrastructure provider supporting fiat-to-stablecoin and stablecoin-to-fiat conversions across 60+ currencies including USD, EUR, and AED, with named virtual IBANs and global payment rails.
Iron — a stablecoin banking and payments provider by MoonPay, supporting virtual accounts, on/off-ramps, and global payouts across 30+ currencies.
Sumsub — our global partner for KYC, KYB, and AML verification. Verifies the identity of individuals and businesses on Kosh and ensures compliance with international standards.
What this means for you
When you submit your KYC or KYB documents, they are reviewed not only by Kosh but also by the relevant compliance partners for your region and use case. This multi-layer review process ensures that access to each product — on-ramp, off-ramp, and card — is granted in full compliance with applicable laws.
For country-specific availability across all products, see our Supported Countries page.