Kosh enables individuals and businesses to access financial accounts using stablecoins for cross-border payments and money management.
The problem Kosh solves
Sending or receiving money internationally is slow, expensive, and complicated. Wire transfers take days, fees are unpredictable, and most platforms don't support the countries where your employees, vendors, or clients actually are. Kosh fixes this by using stablecoins like USDC as the underlying rails — giving you the speed and reach of crypto with the simplicity of a bank account.
What Kosh offers
Virtual Accounts & Deposit — receive money into Kosh Get a real US Virtual Bank Account with your own routing number and account number. Anyone can pay you in USD via ACH or Wire and your funds arrive as USDC in your Kosh wallet automatically. EUR, GBP, AED, and SWIFT accounts are also available.
Withdraw to Bank & Offramp — send money to a bank account Convert your USDC balance and withdraw directly to bank accounts over 50 countries including India, the US, the EU, UAE, and Singapore. Send to your own account, or pay vendors, contractors, and employees globally.
Crypto Card Spend your Kosh balance anywhere Visa is accepted with the Kosh Crypto Card. Available for both individuals and businesses.
Team and payroll management Add team members, manage beneficiaries, schedule recurring payouts, and send funds to anyone via email — all from one dashboard.
Who is Kosh for?
Kosh is built for two types of users. Individuals — freelancers, remote workers, and anyone receiving international payments — use Kosh to get paid in USD and withdraw to their local bank. Businesses use Kosh to manage global payroll, pay cross-border contractors, and handle multi-currency treasury operations at scale.
Getting started
To use Kosh, create an account at payout.copperx.io. Individuals complete a KYC verification and businesses complete a KYB verification. Once approved, you have access to the full platform.
If you have any questions, contact us at [email protected].