The following documents are required for KYC for Individuals:
Identity Proof (any ONE):
Aadhaar Card (masked Aadhaar as per RBI norms, unless full e-KYC via UIDAI)
PAN Card (mandatory for high-value transactions)
Passport
Voter ID
Driving Licence
NREGA Job Card signed by State officer
NPR Letter (National Population Register)
Address Proof (if not included in the above OVD):
Utility Bill (≤2 months – electricity, water, gas, telephone)
Property Tax Receipt
Bank Account Statement / Passbook (≤3 months)
Registered Rent Agreement
Additional:
Recent Passport-size Photograph
Self-declaration of Occupation & Income
Contact details (mobile & email)
Signature Specimen
For NRIs:
Passport
Valid Visa
Overseas Address Proof
FATCA/CRS Declaration
Risk-based extras (if applicable):
Latest audited financial statements or ITR acknowledgment
Import/Export Code (IEC) for cross-border traders
Sector-specific licenses (FSSAI, SEBI, IRDAI, etc.)